Write off your unaffordable debts
We've helped 1,000s of people get out of debt. Get your free debt assessment today!
May not be suitable in all circumstances. Fees may apply. Your credit rating may be affected.
Write off unaffordable debts
Stop interest and charges
Lower your monthly repayments
Secure and totally confidential
Our reviews speak for themselves
We've got over 1,000 excellent Trustpilot reviews and counting - See for yourself.
Our process
Hear what our clients say about us
Josh's Story
Josh is a client who responded to a Debt Advice Service Facebook ad.
He freely admits he wasn’t keen – or hopeful – about taking to us initially. He only got in touch because he was at the end of his tether, missing repayments, taking out new credit cards and payday loans to service existing debts, and having debt collectors knocking on his door.
Based on a standard IVA – Josh will pay £3,650 in fees to the IP for management of the arrangement and only £2,350 to his creditors with the remaining £5,000 written off on completion. Any variation in circumstances during the IVA would change this.
Does Josh’s story resonate with you? If so, see if you can apply by clicking here.
To find out more about managing your money and getting free debt advice, visit Money Helper, an independent service set up to help people manage their money.
The Debt Advice Service is not associated with Money Helper.
Connect with us
> enquiries@thedebtadviceservice.co.uk
> The Debt Advice Service, Ram Mill, Gordon Street, Oldham, OL9 9RH
Pacific Financial Solutions and is registered in England & Wales, Registered Office: Ram Mill, Gordon Street, Chadderton, Oldham, England, OL9 9RH. Company number 09404359. ICO registration number ZA207735. Pacific Financial Solutions Limited is authorised and regulatory by the Financial Conduct Authority FRN 688034. The Debt Advice Service does not charge fees for the information provided which are obligation-free. However, where we refer you to one of our partners or selected 3rd parties, we may receive a referral fee. The Debt Advice Service has no upfront or arrangement fees.
Jason Bowen is authorised to Act as an Insolvency Practitioner in the UK by the Institute of Chartered Accountants of Scotland (ICAS). Licence no. 22150
*Texts to our short-code SMS number will be charged at your standard network charge. You will not be charged for any replies. By replying “HELP” you agree to receive phone calls, SMS and Email to discuss our services in more detail.
How we can help you
- Overdrafts
- Credit cards
- Payday lenders
- Doorstep lenders
- Old phone or utilities contracts
- Store cards
- Catalogues
- Loans of any kind
The Debt Advice Service may be able to help.
When you take the first step and get in touch with the Debt Advice Service, you’ll get:
- Your own dedicated point of contact
- Support from an expert team with 100+ years of combined experience
- Communication via multiple popular channels
- Clear assistance every step of the way
- Non-judgemental, private and confidential approach
The best part of all, we don’t require any outlay or commitment. You can decide for yourself, at your own pace, whether to act or not on any of the potential solutions we tell you about. But, talking about your debt problems and realising there are ways out can be a giant first move in the right direction.
If you're worried about...
An illustration of how we can help
An IVA can help you by consolidating any unsecured debts, and writing off any unaffordable debt. Have a look at this simple example.
Answer some simple questions
Complete our free debt assessment in just two minutes.
Speak to a debt expert
Our experienced team will explain all of your available options. You can find out more about our debt solutions here.
Choose your plan
Choose the best solution for you, based on your individual circumstances.
We offer a wide range of solutions to help you get out of debt. Our three step process makes choosing the right option as simple as possible.
We've helped 1,000s of people just like you. Read their reviews here.
Write off your unaffordable debts
We've helped 1,000s of people get out of debt. Get your free debt assessment today!
Write off unaffordable debts
Stop interest and charges
Lower your monthly repayments
Secure and totally confidential
May not be suitable in all circumstances. Fees may apply. Your credit rating may be affected.
Our reviews speak for themselves
We've got over 1,000 excellent Trustpilot reviews and counting - See for yourself.
Best Nationwide Debt Support, UK 2021 - Corporate Vision Small Business Awards
Best Nationwide Debt Support, UK 2021 - Corporate Vision Small Business Awards
To find out more about managing your money and getting free debt advice, visit Money Helper, an independent service set up to help people manage their money.
To find out more about managing your money and getting free debt advice, visit Money Helper, an independent service set up to help people manage their money.
The Debt Advice Service is not associated with Money Helper.
Connect with us
> enquiries@thedebtadviceservice.co.uk
> The Debt Advice Service, Ram Mill, Gordon Street, Oldham, OL9 9RH
Pacific Financial Solutions and is registered in England & Wales, Registered Office: Ram Mill, Gordon Street, Chadderton, Oldham, England, OL9 9RH. Company number 09404359. ICO registration number ZA207735. Pacific Financial Solutions Limited is authorised and regulatory by the Financial Conduct Authority FRN 688034. The Debt Advice Service does not charge fees for the information provided which are obligation-free. However, where we refer you to one of our partners or selected 3rd parties, we may receive a referral fee. The Debt Advice Service has no upfront or arrangement fees.
Jason Bowen is authorised to Act as an Insolvency Practitioner in the UK by the Institute of Chartered Accountants of Scotland (ICAS). Licence no. 22150
*Texts to our short-code SMS number will be charged at your standard network charge. You will not be charged for any replies. By replying “HELP” you agree to receive phone calls, SMS and Email to discuss our services in more detail.
How we can help you
- Overdrafts
- Credit cards
- Payday lenders
- Doorstep lenders
- Old phone or utilities contracts
- Store cards
- Catalogues
- Loans of any kind
The Debt Advice Service may be able to help.
When you take the first step and get in touch with the Debt Advice Service, you’ll get:
- Your own dedicated point of contact
- Support from an expert team with 100+ years of combined experience
- Communication via multiple popular channels
- Clear assistance every step of the way
- Non-judgemental, private and confidential approach
The best part of all, we don’t require any outlay or commitment. You can decide for yourself, at your own pace, whether to act or not on any of the potential solutions we tell you about. But, talking about your debt problems and realising there are ways out can be a giant first move in the right direction.
If you're worried about...
Don't let your debt worries get the better of you. Fill in our simple online form, and let us help find you a viable debt solution.
Hear what our clients say about us
Josh's Story
Josh is a client who responded to a Debt Advice Service Facebook ad.
He freely admits he wasn’t keen – or hopeful – about taking to us initially. He only got in touch because he was at the end of his tether, missing repayments, taking out new credit cards and payday loans to service existing debts, and having debt collectors knocking on his door.
Based on a standard IVA – Josh will pay £3,650 in fees to the IP for management of the arrangement and only £2,350 to his creditors with the remaining £5,000 written off on completion. Any variation in circumstances during the IVA would change this.
Does Josh’s story resonate with you? If so, see if you can apply by clicking here.
We've helped 1,000s of people just like you. Read their reviews here
Our process
We offer a wide range of solutions to help you get out of debt. Our three step process makes choosing the right option as simple as possible.
Answer some simple questions
Complete our free debt assessment in just two minutes.
Speak to a debt expert
Our experienced team will explain all of your available options. You can find out more about our debt solutions here.
Choose your plan
Choose the best solution for you, based on your individual circumstances.